Taxi
Open-air safari vans on a posted rate sheet, no meters
BVI taxis are licensed, government-rated, and almost always shared open-air safari vans with bench seating. There are no meters — fares are set by a published rate sheet based on destination and per-person counts. Posted rates from the Road Town cruise pier: roughly $8–12 per person each way to Cane Garden Bay (less per person if your group fills the van), $24–30 for a full private cab one-way. Confirm the price before you get in; this is the local norm, not pushback. Pay in U.S. dollars, cash preferred. Most drivers will arrange a fixed return-pickup time at the beach for the same fare.
Currency
U.S. dollar (USD) — yes, in a British territory
The BVI uses the U.S. dollar as its official currency, despite being a British Overseas Territory. Cards are widely accepted in Pier Park and at established restaurants and dive shops; small Crafts Alive vendors and beach bars often prefer cash. ATMs are available in Road Town (Scotiabank, FirstBank, Banco Popular). Decline any dynamic-currency-conversion offer that tries to bill you in pounds — that is a tourist trap, not the local currency.
Day trip
Virgin Gorda for the Baths via fast ferry — viable on long port calls
The Baths on Virgin Gorda — house-sized granite boulders forming sea-level grottoes and tide pools — are the iconic BVI image. Ferries from the Road Town ferry terminal (a short taxi from Pier Park) run roughly hourly weekday mornings on Speedy's and Sensation, 25–30 minutes each way, around $30 round trip at posted fares. From Spanish Town in Virgin Gorda you'll need a taxi (~$5–10 each way) the last ten minutes to the Baths trailhead. Build in time for the slot-canyon scramble through the boulders to Devil's Bay — it takes longer than you think and involves ladders. Realistic only on port calls of 8+ hours; verify the return ferry against your all-aboard before you go.
Dock
Cyril B. Romney Tortola Pier Park — alongside, walk straight into town
Modern alongside cruise pier opened in 2015 on the Road Town waterfront. No tendering for ships that fit (most do). The pier opens directly into Tortola Pier Park, a colonial-style outdoor cruise village with around 70 shops, restaurants, and tour kiosks. Crafts Alive Village is a five-to-ten-minute walk through the park to the left; the rest of Road Town's small downtown is another five minutes beyond that along Waterfront Drive.
Dive sites
RMS Rhone wreck off Salt Island — one of the Caribbean's best
The RMS Rhone, a Royal Mail steamship sunk in an 1867 hurricane off Salt Island, lies in 30–80 feet of water and is widely considered one of the top wreck dives in the Caribbean. Cruise-day diving is operationally tight (you need a certified operator that can fit a two-tank dive into your port window), but several Tortola dive shops based at Nanny Cay and Soper's Hole run cruise-day trips. Snorkelers can do the shallower stern section. Book ahead — these trips fill.
Beach clubs
Cane Garden Bay — beach bars, not resort clubs
Cane Garden Bay, eight kilometers over the spine of the island, is the cruise day default. It's a long crescent of soft sand with calm protected water and a row of beach bars rather than gated paid clubs — Quito's Gazebo (open-air, Quito Rymer's place, often live music), Myett's, and Rhymer's all rent loungers in the $5–10 range and serve food and rum drinks. Smuggler's Cove on the far west end is quieter and more remote — better for swimming, fewer facilities, longer taxi. Skip Brewers Bay if surf is up; it's exposed.